Fractional Finance Director & Business Advisory
As your business grows, understanding what happened isn't enough. You need to know where your money is going, what it's doing for you and whether it's working as hard as it possibly can. A Fractional Finance Director gives you access to senior financial thinking and commercial oversight without the cost or commitment of employing a full-time Finance Director.
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A Finance Director's perspective,
without a full-time Finance Director.
Your Trusted Accountancy Partner
£
0
Overhead and recruitment costs
10+
hours saved per week for executive leadership team
We're interested in more than whether the numbers look good. We look at how money moves through the business, where it is being generated, where it is being spent and where there may be opportunities to manage it more effectively.
Whether you're looking to improve profitability, invest surplus cash into the business, secure finance, expand your team, purchase assets or plan for your next stage of growth, we want your financial decisions to work towards the bigger picture. And where the right answer sits outside of accountancy, we don't believe you should have to navigate that alone.
Commercial thinking. Smarter money management. A network working together.
TRUSTED BY
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Our service is scalable and
keeps money in your business
The Equinoxed Process
Financial direction that moves with your business.
A Fractional Finance Director should do more than report on performance. We build the financial structure, information and insight needed to understand where your business is now, where your money is going and what it can do next.
Financial Foundation
We get to know your business, financial position, systems and ambitions; including what you want your business to achieve for you long-term. We establish the financial foundations, reporting and information needed to give you greater visibility and a clear starting point for what's next.
Build the Financial Function
We put the right software, reporting, processes and controls in place around your business. From management accounts and revenue tracking to budgeting and performance reporting, we make sure you have the information you need to understand how the business is performing.
Ongoing Financial Leadership
Through an agreed reporting and meeting cycle, we provide ongoing financial oversight, cash flow forecasting, management accounts and performance analysis. We look at how your money is being used, where cash can be preserved and where it could work harder, while considering the wider economic and commercial factors influencing your business.
Strategic Planning
As your business develops, we work with you on the decisions ahead, from investment, funding and recruitment to tax efficiency, remuneration and growth. We consider the impact on both you and your business, bringing in your wider professional network where specialist expertise adds value.
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More than reporting.
Financial direction without the full-time cost.
With Fractional Finance Director support, you get senior financial thinking and commercial direction without the cost of employing a full-time Finance Director, helping you preserve cash while still accessing the financial expertise your business needs. We bring management accounts, cash flow forecasting, budgeting, revenue tracking and financial oversight together to give you a clearer view of your business and how your money is working.
More than accountancy. A financial perspective around the table.
EquiX is designed for businesses that have outgrown traditional accountancy support and want greater financial oversight, without necessarily needing a full-time Finance Director. It brings together your accounting, bookkeeping and management accounts with a higher level of financial analysis and commercial thinking.
Management accounts provide the foundation, bringing together your Profit & Loss, Balance Sheet and key financial information. We then look beyond the reports to understand profitability, margins, cash flow, expenditure, revenue performance and the financial position of the business as a whole.
The focus is on understanding how effectively your business is using its money and whether your financial resources are supporting what you're trying to achieve. That might mean identifying where costs can be improved, understanding the return on an investment, assessing the affordability of growth or considering how best to use available funds.
Because growth needs more than ambition. It needs financial direction.
Because profit isn't cash.
A profitable business can still run into cash flow problems. Understanding when money is coming in, when it needs to go out and what your future cash position could look like is critical to making confident business decisions.
Cash flow forecasting helps you look ahead rather than simply reacting to the bank balance. We can model expected income and expenditure, planned investment, finance repayments, tax liabilities and other significant movements to understand how they may affect your future cash position. It's also about asking what your cash could be doing for you.
Should it remain available as working capital? Could it support investment in the business? Is it needed for an upcoming tax liability or finance commitment? Could better planning give you greater flexibility? This can be particularly valuable when you're considering a large purchase, taking on finance, expanding your team, moving premises or investing in the growth of the business. It also gives you an opportunity to identify potential cash pressures before they become a problem.
Know where your money is going. Know what's coming next.
Know what you're aiming for. Know how you're performing.
A budget turns your plans into financial targets. But its real value comes from using it to understand how the business is performing against those expectations.We can help establish budgets and revenue targets around your business objectives, then use your management accounts and actual financial performance to track how you're progressing throughout the year.
For businesses with multiple departments, locations, services or revenue streams, we can look beyond total turnover to understand where revenue is being generated, where costs are being incurred and which areas are contributing to overall profitability.
Budget-versus-actual reporting can highlight where performance is ahead of expectations, where costs are increasing or where revenue isn't developing as planned. More importantly, it gives you the opportunity to understand why, while there is still time to do something about it. Good financial management isn't simply knowing how much money the business makes. It's understanding what is driving that revenue, what it costs to generate it and where the strongest opportunities lie.
Don't just measure revenue. Understand what's driving it.
Your business doesn't operate in isolation. Neither should your financial planning.
The bigger the business becomes, the more financial decisions connect with other areas of your personal and professional life.
That's why we believe good financial oversight isn't just about looking at the accounts. It's about understanding the bigger picture, identifying opportunities and considering how your business and personal finances can work together.
Whether you're considering investment, taking on finance, purchasing property, extracting profits, building personal wealth or planning for the longer-term future of the business, we help you understand the financial considerations and how different decisions may impact both you and your business; and this involves bringing the right people into the conversation.
Sometimes the right financial decision involves more than your accountant. We work collaboratively with a trusted network of financial advisers, mortgage advisers and other specialist professionals, allowing us to connect the dots where financial decisions overlap.
Longer-term considerations, such as succession or an eventual exit, can also benefit from early planning. The decisions made today can influence the financial position, value and opportunities available to you and your business in the future.
Connected thinking. One network.
Migrate Accountants
Thinking of switching accountants? We make the process completely seamless. Our team handles the entire migration on your behalf, liaising with your previous accountant, transferring your records and getting everything configured so there's no disruption to your business. From your very first day as an Equinoxed client, you'll have the systems, the software and the expertise working together to support your business growth.
Our Reviews
It is genuinely a pleasure to read the reviews from some of our amazing clients. Here’s what they have to say about Equinoxed Accounting Services.
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The financial voice your business is missing
Most growing businesses have access to their financial data but lack someone with the right level of experience and financial understanding to interpret it.
A Fractional Accounts Director sits inside your leadership team and understands what you are building, holding a considered view on how to get there. As a business owner, you gain that expertise at the level your business currently requires and can increase it as you grow. For clients using our advisory package, a fractional appointment is the natural progression as their business grows.
Frequently Asked Questions
We’re passionate about helping our clients achieve financial success. See if we have answered your questions below:
This is agreed at the outset and reviewed as your business changes. Some clients require a full day each month with reporting and a strategic meeting. Others require considerably more during a period of growth or funding. The arrangement is built around what the business needs rather than a fixed package.
Advisory support provides expert guidance at agreed intervals. A fractional appointment provides ownership of the finance function at the highest level. We take responsibility for reporting, forecasting and oversight of your internal team, and we act as part of your leadership team rather than as an external adviser.
In our experience, businesses with a bookkeeper benefit even more from our fractional finance director than those without. An experienced bookkeeper maintains accurate accounts but is not usually positioned to interpret them or challenge the decisions being made. We provide that senior layer, and support your bookkeeper in the process.
The service suits businesses that have outgrown basic compliance but cannot yet justify a full-time Finance Director. If you are uncertain where you sit, a conversation with us will establish it quickly. We would rather tell you the service is unnecessary than sell you something you do not need.
Contact us
Tell us a bit about your business and what you need. We will get back to you as soon as possible.